If you are unable to work because of a medical condition you may be eligible for Social Security Disability (SSD) benefits or Supplemental Security Income (SSI). To qualify for SSD or SSI benefits, you must prove to the Social Security Administration that you cannot work due to a physical or mental condition that will last or has lasted for at least 1 year or that will lead to death, in addition to other eligibility requirements.
What is the difference between SSD and SSI benefits?
The application and appeals process for SSD and SSI benefits is the same and the standard for determining whether an individual will receive these benefits is the same. The main difference is that SSD is based on work history and SSI is based upon income and resources. People with a steady work history prior to becoming disabled are eligible for SSD benefits regardless of income and financial resources. If you have not worked at all or on an irregular basis, you may be eligible for SSI if you lack sources of income.